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The reliability of technology, from computers to smartphones, is steadily increasing, which is good because we depend on it more now than ever. From personal photo libraries to essential financial records, digital archives have replaced physical filing and storage systems.

In fact, this information is so important, consider taking a lesson from corporations and data-intense industries -- back it all up with multiple copies in strategic locations.

3 - Your goal should be to have at least three copies of your important data -- but you'll put each copy in a different location.

2 - Two copies of your data should be stored at your office. Separate them, though. Keep one copy on a device such as a computer. But keep the second version on an external hard drive. Prices begin at less than $100 and then go up, based on the amount of data you need to store.

1 - Send the final copy to the cloud, which can be both convenient and a hedge against a disaster damaging your home or business. Apple, Google, Microsoft and many other companies offer cloud-based storage solutions. For a few dollars a month, you can get digital peace of mind.

Coordinating those steps is also easier than ever. Modern computer operating systems offer options to automate most of the details.
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